How Paycheck Calculator Tools Help You

How Paycheck Calculator Tools Help You

If you’re struggling with your finances, you are not alone. Every day, many people worry about their financial situation from the minute they wake up, until the minute they go to sleep at night.

In the past few years especially, we’ve seen how careers and lives can be upended in seconds due to serious world events. 

Luckily, there are ways to manage finances effectively without having to learn the complicated language and strategies involved in the field. In fact, by simply taking small steps such as investing a slightly larger amount of your paycheck each month into your 401k account, you can realize incredible retirement savings.

Better yet, some companies offer simple, easy to use tools to help you see how investing more from your salary toward your retirement is simple and effective. One such tool is the free paycheck calculator from Ubiquity.

Financial Security in Retirement

No matter what anyone says: there are no guarantees in life. We can take all of the best health and financial steps suggested by experts and we can still end up in a tough situation later in life due to unforeseeable circumstances. 

However, by making small changes that affect us very little in the short term, but can offer massive benefits in the long term, we put ourselves in the best position possible for success.

One easy, small step we can all take is to contribute slightly more of our paychecks to our retirement accounts. For instance, if you currently contribute about 1% of your monthly paycheck to your 401k, you may be able to contribute 5% comfortably, and you’ll likely save thousands more for retirement. 

If you’re unsure of whether or not this applies to your situation, you should check out the free paycheck calculator tool on Ubiquity’s website. This service allows you to see firsthand how a tiny change in the amount you place in your retirement fund each month will help you live the retirement you’ve always dreamed of.

Best of all, the paycheck calculator tool is easy to use. Basically, all you need to do is enter an estimate of your salary. Next, you’ll determine what percentage of said salary you currently devote to your retirement fund. Lastly, you’ll then be able to see how increasing that percentage slightly will cost you very little in the short term and help you enormously in the long term.


Financial discussions are always hard. Thinking about this area of your life can often bring up complex emotions, as well as fear and doubt about how you are currently managing your money.

But if you feel nervous about making a change to your current investment strategy, using the easy tools provided by Ubiquity is a great place to start. These automated services can help you with questions about tax withholding strategies, investment approaches and many other items related to your finances.

If you’re in your twenties, thirties, or even forties; it can feel like retirement is a long way off. But before you know it, you’ll be thinking about retiring. Make sure you take the proper steps now to ensure that you are comfortable in this stage of your life.

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